Angie Rivers logo: dark blue cacti and a desert sun above the Angie Rivers wordmark The Ralston Team logo: a stylized R in black and red with a four-pane window graphic My Home Group logo: the myhomegroup wordmark in silver and red with a red house icon

The relocation guide

Moving to Arizona? Start here.

Relocating is a double move: a new home and a new life. This guide gives you the honest facts about Arizona, so your first year here is a launch, not a lesson.

Aerial view of the Phoenix metro valley spreading toward desert mountains on a clear sunny day

The honest facts

What Arizona actually delivers, honestly

About 300 sunny days

Phoenix tops the national charts for sunshine, with mild winters and hot summers. The best weather runs roughly October through April.

Low state income tax

Arizona's flat state income tax is 2.5%, one of the lowest in the country, and military retirement pay is not taxed by the state.

Lower property taxes

Effective property tax rates around 0.4% to 0.6% of home value keep annual carrying costs well below the national average.

Monsoon summers

July through September bring the monsoon: humidity, dramatic thunderstorms, and the occasional dust storm. Air conditioning is non-negotiable.

Cost of living in the Phoenix metro runs roughly at or a few points above the national average, which surprises many coastal transplants: housing and income taxes come in well under California, while summer cooling bills run higher. The full picture is personal, so we run it with your actual numbers.

The five-step plan

A relocation timeline that works remotely first

  1. 1

    Pick your market

    The Valley is really eleven towns in one metro. Freeway lines, school boundaries, and price points change by the mile. The neighborhood guides map all of them.

  2. 2

    Check the schools

    If kids are coming, school boundaries decide your shortlist. Top districts include Kyrene, Chandler Unified, and parts of Scottsdale and Tempe, with strong charter options nearby.

  3. 3

    Get the financing in order

    Out-of-state buyers face extra lender scrutiny: history, income, and timelines. An early pre-approval from a local lender removes the biggest deal-killer.

  4. 4

    Do a scouting trip

    See the shortlist neighborhoods in person, morning and evening, before you commit. If travel is tight, I film video walk-throughs of the streets you cannot visit.

  5. 5

    Plan the move

    Local movers, utility hookups, vehicle registration, and a deadline that does not bankrupt you. My after-close vendor list covers all of it.